• Preheat oven to 350°.
• Prepare bund pan with baking spray or shortening and flour (or pancake mix)
• Mix milk with vinegar and let it curdle while you begin preparing cake mix.
• In a large bowl add pancake mix, water, the milk mixed with vinegar, eggs, and vanilla.
• Whisk everything together until the batter is smooth and well blended.
• Stir in the mini chocolate chips (you can use larger chips if you prefer).
• Place the batter into the prepared bundt pan.
• Bake for 35-40 minutes or until a toothpick comes out clean.
• Allow the cake to cool for 10 minutes, then turn the cake out onto a cooling rack and allow it to cool further.

Ganache

• Heat the milk in the microwave for 20-25 seconds or until it's hot.
• Place the chocolate chips in a bowl, pour the hot milk over the chocolate chips give the milk a minute to warm up the chips, then begin stirring the mixture until it's well blended and smooth.
• Spread the ganache over the top of the cake and serve.